A budgeting loan is a facility that the United Kingdom government introduced to help people pay for some of the essential items such as clothes and furniture. The loan helps the successful applicants to take care of the costs of moving or relocating to different homes. Through the loan, the successful applicants find the funds needed to clear hire purchase debts.
The loans are purely for individuals in the United Kingdom who are on low income. On the other hand, budgeting advances instead of loans are available for people who want to claim Universal Credit. The government allows people of all age groups to apply for this loan. The loan is for people residing in Wales, Scotland, Northern Ireland and England.
Budgeting Loan Customer Services
The Department for Work and Pensions administers the loan. The department is in charge of issues pertaining to employment and welfare all over the United Kingdom. Individuals who can apply for this loan have to meet certain requirements. They must be receiving income support, income-related ESA, income-related jobseeker’s allowance, pension credit and universal credit.
Any applicant with more than £1,000 in savings is not eligible for the loan. On the other hand, the applicant will be ineligible for apply for the loan if he is over 62 years old and has savings of more than £2,000. The amounts that applicants can get are £348, £464 or £812 if they are single, part of a couple and have children respectively.
Contacting Budgeting Loan Customer Service
When you want some information regarding this type of loan, do not hesitate to get in touch with customer service. The local Jobcentre Plus is a great place from whence to apply for the loan. For this reason, call Jobcentre Plus by dialing 0345 603 6967. Alternatively, consider walking to the local Jobcentre Plus and asking any question that you have regarding the loan.
Budgeting Loan Contact Tips
The best time to contact Jobcentre Plus regarding budgeting loan is between 8 am and 6 pm from Monday to Friday. Be ready to pay up to 12p per minute when calling the telephone numbers that begin with 03, 0300 or 0345 from anywhere in the United Kingdom and asking questions or for solutions regarding the loan.
However, when dialing the 03, 0300 and 0345 numbers from mobile phones, be ready to pay between 3p and 45p per minute. It is worth noting that the 03, 0300 and 0345 numbers are UK-wide numbers. If you do not have any money to call, then simply dial 0800 or 0808 numbers, since they are toll-free or freephone services.