The government of the United Kingdom has shown a willingness to come to the assistance of people who are on low income through offering them various tax credits and financial assistance. One such assistance is the budgeting loan. Borrowing this type of loan is a much better prospect compared to the payday loans or doorstep lenders where you will pay exorbitant interest charges.
Successful applicants are free to use the loan they get for budgeting however they wish. The UK government has not put restrictions in place regarding what you can or cannot spend the loan on after receiving it. An applicant must ensure that he is not receiving Universal Credit prior to applying for this type of loan.
Budgeting Loan Services
The United Kingdom government created this facility to help people who were on low income and need help financially. After receiving the loan, applicants can use it on furniture as well as household equipment. Applicants can use the money on clothing as well as footwear. An applicant is free to spend the money received through the loan on paying rent.
If you desire to raise finances for removal expenses when moving to a new home, apply for this loan. When you are unable to find enough finances for travel expenses, do not hesitate to apply for the loan. When you get a new job and cannot obtain enough cash to help you with some of the expenses, use the money from the loan for this purpose.
Contacting Budgeting Loan Customer Service
It is crucial for you to get in touch with customer service at HMRC and make enquiries about budgeting loan. The customer service at the local Jobcentre Plus office should provide all the information that you need. The customer service number at the local Jobcentre Plus is 0345 603 6967.
If you need the claim form, apply to the local Jobcentre Plus through regular mail. If you make the application through the mail, give customer service an allowance of around 5 days to get the reply. For this reason, it is better to contact customer service through phone calls if you expect to receive a response much faster.
Budgeting Loan Contact Tips
Do not call the customer service number during the weekends or over the bank and public holidays. The best time to call is when the customer service numbers are operating, which is often between 8 am and 6 pm from Monday to Friday. When calling, ensure that all the details that the officer handling the budgeting loan process will ask for are ready.